Process
From First Call
to Capital Deployed.
No drawn-out processes, no committee approvals, no mystery. Here's exactly how we work with operators from first conversation to closed deal.
Discovery Call
30 minutesWe start with a focused call to understand your business: current unit count, growth targets, real estate situation, and capital needs. No pitch decks required. Just an honest conversation about what you're trying to build.
Preliminary Analysis
1–2 weeksIf there's a clear fit, we go into underwriting. We review your financials, unit economics, and real estate. We run the numbers on multiple structures (SLB, BTS, M&A) and identify which program creates the most value for your situation.
Detailed Proposal
1–2 weeksOnce the term sheet is accepted, we produce a full proposal: financing structure, NNN lease terms, timeline, and a multi-year growth plan. This is the document you take to your team and advisors. Everything is spelled out. No surprises.
Execution
2–4 weeksLegal, title, escrow, and closing. We coordinate every piece of the transaction on our side. You stay focused on operations. We target 30–60 day close from signed term sheet.
Growth Review
OngoingAfter closing, we stay engaged. We review your pipeline, plan next tranches, and build out a programmatic development calendar. Most operators close multiple deals with us. The first transaction is the start, not the finish.
Speed Comparison
Traditional Bank / SBA
90–120
Days to close, typical
- – Multiple lenders for real estate, equipment, business
- – Committee approvals
- – Personal guarantee requirements
- – Drawn-out due diligence
Sierra Capital Club
30–60
Days to close, target
- ✓ One source covers everything
- ✓ In-house underwriting, no committee
- ✓ Full-stack capital: real estate + business + equipment
- ✓ Programmatic: scales with your pipeline
FAQ
Common Questions
What qualifies an operator for these programs?
We work with operators who have proven unit economics, a track record of execution, and a real growth plan. Net worth of $5M+ is typical. We're not the right fit for single-deal seekers or operators without demonstrated performance.
How fast can you actually close?
30–60 days from signed term sheet is our target. We've closed Meineke M&A transactions in 60 days from LOI. Traditional SBA or bank financing typically runs 90–120 days minimum.
Do I need to own real estate to work with you?
No. Our BTS and M&A programs work for operators who lease their locations. Our SLB program is for operators who own real estate and want to unlock equity from it.
What franchise brands do you work with?
We're brand-agnostic across retail, service, healthcare, and industrial franchise systems. We've worked across auto service, food and beverage, healthcare, and specialty retail. If the unit economics are sound and the brand has scale, we can likely structure something.
What does 100% development funding actually mean?
It means we fund land acquisition and all construction costs. You put no capital into the real estate. You sign the NNN lease and operate. This is structured as a build-to-suit with a long-term triple-net lease, typically with 6 months of free rent built in.
Is this debt, equity, or something else?
It depends on the program. SLBs are a sale of real estate + leaseback. BTS is developer-funded real estate with a NNN lease and no debt on your balance sheet. M&A is structured deal-by-deal based on the transaction. We'll be specific in the term sheet.
Ready to start?
The discovery call is 30 minutes. No pitch decks, no fluff, just a direct conversation about your situation.